Planning Tools

Business Owner   Articles     Benefits and retirement plans       Benefit plans for small businesses       Disability income insurance for the self-employed       Group health insurance: a valued employee benefit       Group term life insurance       Health insurance for the self-employed       Key employee life and disability insurance       Life insurance for the self-employed       Offering group disability insurance       Retirement plans for small businesses       Split dollar insurance plans       Understanding individual 401(k) plans       What employers need to know about workers' compensation insurance     Insuring a business       Business automobile insurance basics       Business interruption insurance       Business liability insurance basics       Business overhead expense insurance       Commercial general liability       Do you need crime insurance?       Income tax tips: business insurance       Insurance tips for business travelers       Insuring your home business       Professional liability coverage       Properly insuring your business       Should you self-insure your business?       Understanding your business owners policy       Why insure your business?     Starting a business       Choosing an entity for your business       Funding a business       Record keeping for your own business     Transferring or selling a business       Transferring your family business   Decision Tools     Benefits and retirement plans       401(k) plans       Building a retirement plan for your business       Comparison of types of educational assistance     Choosing an entity       Choosing a business entity       Comparison of LLCs, LLPs, and professional corporations       How C Corporations, Limited Liability Companies, and Limited Liability Partnerships Protect Personal Assets     Insurance planning       Business life insurance needs       Number of policies needed with a cross purchase plan     Tax planning       Accelerating deductions/postponing income       Accelerating income/postponing deductions     Transferring or selling a business       Business succession planning alternatives       Business succession strategy analyzer       Buy-sell agreement analyzer       Buy-sell planning questionnaire       How cross purchase plans work       How entity purchase plans work       Planning for succession of a business interest   Education Planning   Articles     529 plans       529 plans and financial aid eligibility       529 plans: The ins and outs of contributions and withdrawals       The ABCs of 529 plans   Decision Tools     529 plans       State savings plans vs. prepaid tuition plans     Financial aid       College application and financial aid calendar       Comparison of federal higher education loans       Financial aid calendar   Estate Planning   Articles     Estate planning basics       Estate planning--an introduction       Wills--the cornerstone of your estate plan   Government Benefits   Articles     Social Security       Social Security retirement benefits       Social Security survivor's benefits   Decision Tools     Social Security       How earnings affect Social Security       Social Security figures at-a-glance   FAQs     Social Security       Does my 16-year-old have to pay Social Security tax on her earnings?       I'm getting remarried. How will this affect my Social Security benefits?       My husband and I are divorcing after 30 years of marriage. Will I still be able to receive Social Security retirement benefits based on his earnings record after our divorce?       Should I retire now at age 62 and collect Social Security benefits, or should I wait until age 65?   Special Situations   Articles     Caring for an aging parent       Caring for your aging parents       Do your parents need long-term care insurance?       Facing the possibility of incapacity       Housing options for older individuals       Medicaid and nursing home care       Medicaid and the principal residence       Medicaid planning basics       The sandwich generation: juggling family responsibilities.     Divorce       Dealing with divorce       Health insurance and divorce       Insurance concerns of divorcing couples   Decision Tools     Caring for an aging parent       Housing options for aging parents       Tips for caregivers   FAQs     Consumer protection       How can I protect myself against identity theft?       How do I stop those annoying telemarketing calls?       My radio broke two months after I bought it. I tried to return it to the store, but it won't give me a refund. What can I do to get my money back?